Home Buyer Guarantee Plus: Your closing costs PLUS your closing date are guaranteed – or you get money back!  Click here for details.

Market Knowledge
Finding the right financing is the key to optimizing your personal mortgage solution.  With all the financing options available, it takes a professional to match you with the product/program that meets your specific needs.  Consider Chad Tesmer for your real estate solution and you will take away the knowledge and complete understanding of your personalized mortgage solution.

I take personal pride in my exceptional customer service ranking, and my closing cost guarantee.  My extensive knowledge of mortgage products and financial markets will guide you to make the decision that is right for you and your family.  As your trusted advisor, I will review all parts of your real estate transaction in detail and review your specific closing requirements.  In addition, I will attend your closing to answer any questions and congratulate you on your successful real estate transaction.

Services Available
• Free Pre-approval
• Protect yourself get a 2nd opinion, I will review any lenders Good Faith Estimate to help you understand the Product Selection, Closing Costs, and Loan Structure
• Free Credit Report and Analysis
• Construction/Perm Loans (New Construction)
• All Standard Loan Programs including Conventional, FHA, VA, Fixed Rate Mortgages, Adjustable Rate Mortgages, and Interest Only Mortgages
• 1st Time Homebuyer Programs including Zero Down Financing
• Less Than Perfect Credit Programs
• Relocation Discount Programs
• Wells Fargo Bank services including, Home Equity loans and Bridge loans, and many other bank services.